/*
Theme Name: Harborlight Mortgage
Theme URI: https://example.com
Author: Your Name
Author URI: https://example.com
Description: A clean, contemporary one-page landing theme for mortgage brokers. Every section — hero, loan options, about, process, testimonials, FAQ, contact, privacy policy, and disclosures — is fully editable from Appearance → Customize, including brand colors and the about photo. Includes a live monthly payment estimator.
Version: 1.0
Requires at least: 5.9
Tested up to: 6.7
Requires PHP: 7.4
License: GNU General Public License v2 or later
License URI: http://www.gnu.org/licenses/gpl-2.0.html
Text Domain: harborlight
Tags: one-column, custom-colors, landing-page
*/

/* ==============================================================
   Brand defaults — live values are set in Appearance → Customize
   (the Customizer overrides these :root variables)
   ============================================================== */
:root{
  --brand:        #16382E;   /* primary — headings, footer, buttons   */
  --brand-soft:   #EAF0EC;   /* pale tint — alternating section bg    */
  --accent:       #C79A3B;   /* accent — highlights, small details    */
  --accent-deep:  #8F6C20;   /* darker accent — accessible on white   */
  --bg:           #FDFDFB;   /* page background                       */
  --card:         #FFFFFF;   /* card background                       */
  --ink:          #23302B;   /* body text                             */
  --ink-soft:     #5C6B64;   /* secondary text                        */
  --line:         #E2E7E3;   /* borders / dividers                    */

  --font-display: 'Fraunces', Georgia, serif;
  --font-body:    'Inter', system-ui, sans-serif;

  --radius: 14px;
  --shadow: 0 12px 32px rgba(22,56,46,.10);
  --maxw: 1120px;
}

/* ============ base ============ */
*{ margin:0; padding:0; box-sizing:border-box; }
html{ scroll-behavior:smooth; }
@media (prefers-reduced-motion: reduce){
  html{ scroll-behavior:auto; }
  *,*::before,*::after{ animation:none !important; transition:none !important; }
}
body{
  font-family:var(--font-body);
  color:var(--ink);
  background:var(--bg);
  line-height:1.65;
  font-size:16.5px;
  -webkit-font-smoothing:antialiased;
}
img{ max-width:100%; display:block; }
a{ color:var(--accent-deep); }
:focus-visible{ outline:3px solid var(--accent); outline-offset:3px; border-radius:4px; }
section{ scroll-margin-top:84px; }

.wrap{ max-width:var(--maxw); margin:0 auto; padding:0 24px; }

h1,h2,h3{ font-family:var(--font-display); font-weight:600; line-height:1.15; color:var(--brand); letter-spacing:-.01em; }
h1{ font-size:clamp(2.3rem,5vw,3.6rem); }
h2{ font-size:clamp(1.7rem,3.4vw,2.4rem); margin-bottom:.6rem; }
h3{ font-size:1.15rem; }

.eyebrow{
  display:inline-block; font-size:.75rem; font-weight:700; letter-spacing:.14em;
  text-transform:uppercase; color:var(--accent-deep); margin-bottom:.9rem;
}
.lede{ color:var(--ink-soft); max-width:56ch; }

.btn{
  display:inline-block; padding:.85rem 1.6rem; border-radius:999px;
  font-weight:600; text-decoration:none; font-size:.95rem;
  transition:transform .15s ease, box-shadow .15s ease;
}
.btn:hover{ transform:translateY(-2px); }
.btn-primary{ background:var(--brand); color:#fff; box-shadow:0 6px 18px rgba(22,56,46,.25); }
.btn-ghost{ color:var(--brand); border:1.5px solid var(--line); background:var(--card); }

/* ============ header ============ */
.site-header{
  position:sticky; top:0; z-index:50;
  background:color-mix(in srgb, var(--bg) 88%, transparent);
  backdrop-filter:blur(10px);
  border-bottom:1px solid var(--line);
}
.nav{
  display:flex; align-items:center; justify-content:space-between;
  height:72px;
}
.logo{
  font-family:var(--font-display); font-weight:600; font-size:1.3rem;
  color:var(--brand); text-decoration:none; display:flex; align-items:center; gap:.55rem;
}
.logo-mark{
  width:34px; height:34px; border-radius:9px; background:var(--brand);
  display:grid; place-items:center; color:var(--accent); font-size:1.05rem;
}
.nav-links{ display:flex; align-items:center; gap:1.6rem; list-style:none; }
.nav-links a{ text-decoration:none; color:var(--ink); font-weight:500; font-size:.93rem; }
.nav-links a:hover{ color:var(--accent-deep); }
.nav-links a.btn-primary{ color:#fff; }
.nav-toggle{ display:none; background:none; border:0; font-size:1.6rem; color:var(--brand); cursor:pointer; }

/* ============ hero ============ */
.hero{ padding:76px 0 90px; overflow:hidden; }
.hero-grid{
  display:grid; grid-template-columns:1.1fr .9fr; gap:56px; align-items:center;
}
.hero h1 em{ font-style:italic; color:var(--accent-deep); }
.hero .lede{ margin:1.2rem 0 1.8rem; font-size:1.08rem; }
.hero-ctas{ display:flex; gap:.9rem; flex-wrap:wrap; }
.hero-note{ margin-top:1.1rem; font-size:.85rem; color:var(--ink-soft); }

/* signature element: payment estimator card */
.calc{
  background:var(--card); border:1px solid var(--line); border-radius:var(--radius);
  box-shadow:var(--shadow); padding:1.8rem;
}
.calc-head{ display:flex; justify-content:space-between; align-items:baseline; margin-bottom:1.2rem; }
.calc-head h3{ font-size:1.05rem; }
.calc-badge{ font-size:.7rem; font-weight:700; letter-spacing:.1em; text-transform:uppercase; color:var(--accent-deep); }
.calc label{ display:flex; justify-content:space-between; font-size:.85rem; font-weight:600; margin:.9rem 0 .35rem; }
.calc label output{ color:var(--accent-deep); font-variant-numeric:tabular-nums; }
.calc input[type=range]{ width:100%; accent-color:var(--brand); }
.calc-result{
  margin-top:1.4rem; padding-top:1.2rem; border-top:1px dashed var(--line);
  display:flex; justify-content:space-between; align-items:baseline;
}
.calc-result span{ font-size:.85rem; color:var(--ink-soft); }
.calc-result strong{
  font-family:var(--font-display); font-size:2rem; color:var(--brand);
  font-variant-numeric:tabular-nums;
}
.calc-fine{ margin-top:.8rem; font-size:.72rem; color:var(--ink-soft); line-height:1.5; }

/* ============ trust strip ============ */
.trust{ background:var(--brand); color:#fff; padding:34px 0; }
.trust-grid{ display:grid; grid-template-columns:repeat(4,1fr); gap:24px; text-align:center; }
.trust b{ display:block; font-family:var(--font-display); font-size:1.7rem; color:var(--accent); }
.trust small{ font-size:.83rem; opacity:.85; }

/* ============ sections ============ */
.section{ padding:88px 0; }
.section.alt{ background:var(--brand-soft); }
.section-head{ margin-bottom:2.6rem; }

.cards{ display:grid; grid-template-columns:repeat(4,1fr); gap:20px; }
.card{
  background:var(--card); border:1px solid var(--line); border-radius:var(--radius);
  padding:1.6rem; transition:transform .15s ease, box-shadow .15s ease;
}
.card:hover{ transform:translateY(-4px); box-shadow:var(--shadow); }
.card .icon{
  width:44px; height:44px; border-radius:12px; background:var(--brand-soft);
  display:grid; place-items:center; font-size:1.3rem; margin-bottom:1rem;
}
.card h3{ margin-bottom:.45rem; }
.card p{ font-size:.92rem; color:var(--ink-soft); }

/* about */
.about-grid{ display:grid; grid-template-columns:1fr 1fr; gap:56px; align-items:center; }
.about-photo{
  aspect-ratio:4/3.2; border-radius:var(--radius); background:
    linear-gradient(135deg, var(--brand) 0%, #24544A 60%, var(--accent-deep) 130%);
  display:grid; place-items:center; color:#fff; text-align:center; padding:1.5rem;
  font-size:.85rem; opacity:.95; overflow:hidden;
}
.about-photo img{ width:100%; height:100%; object-fit:cover; border-radius:var(--radius); }
.about-list{ list-style:none; margin-top:1.3rem; }
.about-list li{ padding-left:1.7rem; position:relative; margin-bottom:.6rem; font-size:.95rem; }
.about-list li::before{ content:"✓"; position:absolute; left:0; color:var(--accent-deep); font-weight:700; }

/* process — a real sequence, so numbering is meaningful */
.steps{ display:grid; grid-template-columns:repeat(4,1fr); gap:20px; counter-reset:step; }
.step{ background:var(--card); border:1px solid var(--line); border-radius:var(--radius); padding:1.6rem; }
.step::before{
  counter-increment:step; content:counter(step, decimal-leading-zero);
  font-family:var(--font-display); font-size:1.6rem; color:var(--accent);
  display:block; margin-bottom:.6rem;
}
.step p{ font-size:.9rem; color:var(--ink-soft); }

/* testimonials */
.quotes{ display:grid; grid-template-columns:repeat(3,1fr); gap:20px; }
.quote{
  background:var(--card); border:1px solid var(--line); border-radius:var(--radius);
  padding:1.7rem; font-size:.95rem;
}
.quote p{ font-style:italic; color:var(--ink); }
.quote footer{ margin-top:1rem; font-size:.83rem; color:var(--ink-soft); font-weight:600; }

/* faq */
.faq details{
  background:var(--card); border:1px solid var(--line); border-radius:var(--radius);
  padding:1.1rem 1.4rem; margin-bottom:.8rem;
}
.faq summary{ font-weight:600; cursor:pointer; color:var(--brand); }
.faq details p{ margin-top:.7rem; font-size:.93rem; color:var(--ink-soft); }

/* contact */
.contact-grid{ display:grid; grid-template-columns:1fr 1fr; gap:56px; }
.contact-info p{ margin-bottom:1rem; }
.contact-info b{ display:block; font-size:.78rem; text-transform:uppercase; letter-spacing:.1em; color:var(--accent-deep); }
.form{ background:var(--card); border:1px solid var(--line); border-radius:var(--radius); padding:1.8rem; box-shadow:var(--shadow); }
.form label{ display:block; font-size:.83rem; font-weight:600; margin:.9rem 0 .3rem; }
.form input, .form select, .form textarea{
  width:100%; padding:.75rem .9rem; border:1.5px solid var(--line); border-radius:10px;
  font:inherit; font-size:.93rem; background:var(--bg);
}
.form input:focus, .form select:focus, .form textarea:focus{ border-color:var(--brand); outline:none; }
.form button{ margin-top:1.3rem; width:100%; border:0; cursor:pointer; font:inherit; }
.form-note{ margin-top:.8rem; font-size:.78rem; color:var(--ink-soft); }

/* privacy */
.legal{ font-size:.92rem; color:var(--ink-soft); max-width:75ch; }
.legal h3{ margin:1.6rem 0 .4rem; }

/* footer */
footer.site{
  background:var(--brand); color:#fff; padding:56px 0 40px; font-size:.88rem;
}
.footer-grid{ display:grid; grid-template-columns:2fr 1fr 1fr; gap:40px; margin-bottom:2.2rem; }
footer.site a{ color:#fff; opacity:.85; text-decoration:none; }
footer.site a:hover{ opacity:1; text-decoration:underline; }
footer.site ul{ list-style:none; }
footer.site li{ margin-bottom:.5rem; }
.footer-brand{ font-family:var(--font-display); font-size:1.2rem; margin-bottom:.7rem; }
.disclosure{
  border-top:1px solid rgba(255,255,255,.18); padding-top:1.6rem;
  font-size:.76rem; opacity:.75; line-height:1.6;
}
.eho{ display:flex; align-items:center; gap:.6rem; margin-top:.9rem; font-size:.76rem; opacity:.75; }
.eho-mark{ border:1.5px solid #fff; border-radius:4px; width:26px; height:26px; display:grid; place-items:center; font-size:.9rem; }

/* blog fallback (keeps the theme valid if posts are viewed) */
.blog-fallback{ padding:88px 0; }
.blog-fallback article{ margin-bottom:2.5rem; }

/* ============ responsive ============ */
@media (max-width: 940px){
  .hero-grid, .about-grid, .contact-grid{ grid-template-columns:1fr; gap:40px; }
  .cards, .steps{ grid-template-columns:repeat(2,1fr); }
  .quotes{ grid-template-columns:1fr; }
  .trust-grid{ grid-template-columns:repeat(2,1fr); gap:28px; }
  .footer-grid{ grid-template-columns:1fr; gap:28px; }
}
@media (max-width: 680px){
  .cards, .steps{ grid-template-columns:1fr; }
  .nav-links{
    display:none; position:absolute; top:72px; left:0; right:0;
    background:var(--bg); border-bottom:1px solid var(--line);
    flex-direction:column; padding:1.2rem 24px; gap:1.1rem; align-items:flex-start;
  }
  .nav-links.open{ display:flex; }
  .nav-toggle{ display:block; }
}